How do you charge the subscription fee?
The way we initially attempt to charge the fee differs depending on how much money you have invested in your Stash Invest account.
If you have more than $5,000 in your personal portfolio, here’s how it works:
First, we’ll try to charge your subscription fee to your Portfolio Cash. If there isn’t enough money for that, we’ll try your linked debit/credit card. If that doesn’t work, then we’ll sell a portion of your holdings in your Invest personal portfolio to cover the fee. If we can’t do that, then we’ll charge your external linked bank account, followed by your Stash banking account.
If you have less than $5,000 in your portfolio, here’s how it works:
We’ll first attempt to charge your subscription fee to your Portfolio Cash. If there’s not enough money in your balance for that, we’ll try your linked debit or credit card. If that doesn’t work, we’ll charge your external linked bank account, followed by your Stash banking account.
Still have questions about our process for charging the fee? Please reach out to Support.
We may deduct your Stash subscription fee from any of these available sources: brokerage account, plastic transfer (debit / credit card), external primary bank, Stash Banking account or position sell-off.
Stash generally deducts your subscription fee from either your cash balance in your Stash account or from your Funding account (i.e linked bank account). However, Stash may, as necessary sell securities in your Stash account to cover the subscription fee. If applicable, your Stash banking account is a funding account for purposes of the Advisory Agreement. Your Stash subscription fee may be deducted from your Stash banking account balance.
Related questions View all Plans & Pricing
Q. What are the fees for this account?
Nothing in addition to your monthly subscription fee! If you’re a Stash Growth or Stash+ customer, you automatically have access to Smart Portfolio and there are no additional fees for having one. DISCLOSURES A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage.…
Q. How is this Smart Portfolio recommended for me?
The Smart Portfolio mix is selected to be best-suited to your risk profile. Staying invested is really important, and we know that you are more likely to stay the course if your portfolio offers you a comfortable balance of growth and volatility (or the most comfortable balance of reward versus risk over the long term).…
Q. Am I allowed to withdraw and deposit funds?
Absolutely! We encourage you to deposit funds on a regular basis, so that you can build a strong portfolio. In fact, that philosophy is a pillar of The Stash Way®. You can also withdraw whenever you want.…
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