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How long will it take for my money to post to my Stash banking account?

There are many different ways to add money to your Stash banking account, each with a different time frame. These include:

Up to two days early: direct deposit
Stash works with your employer so you can be paid as soon as our partner bank, Green Dot Bank, knows of an impending direct deposit. This can be up to two days before payday!1

Immediately: Transfers within Stash
Transfers between your Stash personal portfolio and Stash banking account are instant. You can get immediate access to your portfolio cash if you move it to your Stash banking account instead of an external bank account.2

Please note: investments must be sold before the funds can be transferred to your Stash banking account. Per federal mandate, it takes two days for funds from the sale of an investment to settle in your account.

Within 30 minutes: Cash deposit
You can add cash to your Stash banking account within 30 minutes using retailers like CVS Pharmacy®, Walgreens, Rite Aid, and Walmart. Simply approach the register with cash and your Stash debit card and ask for the money to be placed on your account. Please note that the retailer may charge a fee up to $5.95.3

Within three business days:  External bank transfers
External bank transfers take around three business days, excluding federal holidays. The exact length of time depends on how quickly your external bank processes ACH transfers.4

 


DISCLOSURES

1 Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

2 Availability of instant money transfers may be subject to limitations. Money can be moved via instant money transfer between your personal portfolio and your Stash banking account.

3 Fee and limits apply. See Deposit Account Agreement for details.

4Subject to your bank’s restrictions and fees. Limits, qualifications, and enrollment requirements may apply.

 

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