How do I link my external bank account with micro-deposits?
To link your external bank account in the app:
- Navigate to the User Profile menu on the top left corner
- Select Manager External bank account under Settings
- Search for your bank by name
- If you can’t find it, select Link with routing and account numbers
This allows you to manually link your bank to Stash using a micro-deposit verification method. This requires you to provide your routing and account numbers. Once confirmed, we’ll send 2 small amounts (micro-deposits) to your bank account to verify that you are the owner of the account and have access to it.
You’ll see these deposits in your bank account within 1-3 business days. They should appear as separate items on your bank statement.
Once you receive these micro-deposits you can link your bank:


3. Find Manage External Bank Account under Settings
4. Select Confirm Bank Account

From there, any pending transfers you set up will be processed and you’ll be able to start investing.
*If you only see one small deposit, that means that your bank is adding the deposits together. Contact your bank/credit union and ask them to tell you the two separate amounts.
Please note: When linking an external bank account, it must be a checking account. At this time, we don’t support savings accounts, third-party, or business accounts (even if your name is listed on the account).
For security purposes, micro-deposits expire after 3 failed attempts or 10 calendar days, at which point the process must be started over.
Related questions View all Getting Started
-
Q. What is the Subscription Plan offering for the “Beta Group”?
For a select group of clients, each plan will include Financial Counseling Advice (i.e Impersonal Investment Advice) as it relates to one or more guides, education materials about investing and financial planning, along with access to open brokerage accounts and a bank account.…
1 -
Q. What is an ADR fee?
U.S. investors can invest in foreign stocks through something called an American Depositary Receipt, or ADR. These securities are issued by a U.S. bank that specializes in trading and represents shares of the foreign stock. They trade on a U.S. exchange like a regular stock. …
1 -
Q. The 2021 Tax Season Dates You Need to Know
There are six important tax dates you should know for 2021. Tax Day is April 15, 2021. You can make 2020 IRA contributions until April 14, 2021, at 3 p.m. EST. Tax season is just around the corner. To help you get organized,…
2
Didn’t find your question?
Tell us what you’re looking for, and we’ll search for resources that could help.
Ask your question