Ask Stash

What is the Stash Referral Program?

What is the Stash Referral Program?

Stash runs a referral program featuring different reward types and amounts. Under the program, you can invite people to Stash with your unique link to earn a reward. At the time you send an invite, you will receive a detailed reward offer from Stash. Then, once someone you’ve invited has completed the requirements of the referral offer (usually adding cash to Invest or Spend), you’ll both receive the reward specified in the offer. For more details on our referral program, see our Referral Agreement.

How do I track the status of my referrals?

You can check the status of people you’ve invited in the Track Invites or Track Your Crew section of the referral screen.

To access this screen, follow these steps:

  1. On the home screen, tap Get $500.

  1. Tap on Track Your Crew.

  1. You’ll be able to see the status of your friends under Your Stash Crew.

Where is my referral bonus and how long does it take for the credit to apply to my account?

You can visit the Track Your Crew page for details (refer to FAQ question on how to track the status of your referrals).

If the referral offer requires someone to add cash to Stash, it may take up to 5 business days for the funds to settle after they’ve initiated a transfer to Stash.

In other cases, we sometimes need a person you’ve invited to provide additional information to verify their identity. They may be asked to provide a government issued ID or a copy of their Social Security card SSN.

Finally, it can take several days for a person you’ve invited to link their external bank manually via microdeposits verification.

If your friend has fulfilled the referral offer requirements, and you still don’t see your referral bonus after the sixth business day, please reach out to us and explain the situation, being sure to include the email address of the person you invited.

What can I do with my referral bonus?

Your bonus will be added to your personal portfolio as cash to invest. You can then use it to invest in any of the 1500+ stocks or 200 ETFs on our platform, but you cannot transfer the money out of your Stash Invest account for 90 days.” to “Cash bonuses will be added to your personal portfolio as cash to invest. You can then use that cash to invest in any of the 1500+ stocks or 200 ETFs on our platform, but you cannot transfer the money out of your Stash Invest account for 90 days. Stock rewards will be fulfilled in the manner described in our Referral Agreement.

Who can get a referral bonus?

If you’re already a Stasher, you can earn referral bonuses by inviting new friends to join Stash with your unique referral code or link. Then the friends you invite will need to complete the requirements of the referral offer (often to add cash to Stash).

If you are not already a Stasher, you can only earn a referral bonus by joining Stash via a referral invite from a friend. Then, as a Stasher you can earn more by inviting others to Stash with your unique code or link using someone else’s unique referral code or link and complete the requirements of the referral offer (often, this is for the referral recipient to add cash to their Stash).

Is there a limit on how many people I can refer to Stash?

There is no limit on how many people you can refer. However, you can only earn $500 per anniversary year (based on the date you joined Stash) from referral bonuses. This limit does not include rewards earned from any other promotions, such as referral sweepstakes or tiered bonuses like “Refer 2 people to get $100.”

For example: If you participate in a tiered promotion, such as “Refer 2 friends, Get $300,” the $300 reward does not count towards our $500 referral bonus cap. Additionally, if you win a $2,000 Sweepstakes with us, that also does not count towards our $500 referral bonus cap.

Do my referral invites expire?

Referral invites expire after 90 days from the date your referral recipient joins Stash (unless your recipient joined Stash prior to June 10, 2020, for which your referral invite expires 90 days from this date). That means they have 90 days to complete all the required referral requirements in order for you both to get your referral bonuses.

After 90 days, the person you invited can still join Stash but they won’t be eligible for a referral bonus. Following up with someone you invite can help ensure you don’t miss out on any referral bonuses.

Why is someone I invited missing from my list of invites?

Most likely, the referral has expired or timed out, or your friend signed up for Stash through another promotion. If you contact us explaining the situation and include the email of the person you invited, we’ll be able help you sort it out.

I sent my friend a Gift Box link, does that count as a referral?

A Gift Box is another bonus based program we offer at Stash, and does not count toward our Give and Get Referral Program. Check out the Terms and Conditions for the Gift Boxes promotion, for more information. (Reference: Give and Get Referral Agreement and GiftBox Promotion Terms)

If you want to collect your referral bonus, you can checkout your Give and Get Referral offer on your Referral Screen https://app.stash.com/referrals

Related questions View all Bank Account

Didn’t find your question?

Shoot us your question and our Stash experts will get back to you.

Submit a question