Stash Learn
Get Stash

Can I transfer investments from my personal portfolio to my retirement portfolio?

Since contributions to retirement accounts (IRAs) must be made with cash, it’s not possible to directly move investments from your personal portfolio to your retirement portfolio. With that said, it is possible to do so indirectly. Here’s how you’ll go about it.

First, you’ll need to sell your investments in your personal portfolio that you’d like to transfer before doing anything else. For help with that, check out this page. After the mandatory 2-day waiting period, the settled sale will be available to use in your portfolio cash. You can then transfer that money to your retirement portfolio. Remember, retirement accounts are subject to contribution limits. Consult a tax advisor if you have any questions. 

If you still have any questions about this process, please reach out to Support here. We’re happy to help!

 

DISCLOSURES

Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

 

Related questions View all Invest

Didn’t find your question?

Tell us what you’re looking for, and we’ll search for resources that could help.

Ask your question

Learn more

Stash

The Stash Way: Our Investing Philosophy

Stash

Fiduciary 101: Why it’s Our Job to be Your Advocate

It’s a big word that means a lot when it comes to handling your money. It defines a relationship built on trust and duty.

Teach Me

Debt and Equity: What Every Smart Investor Needs to Know

You can invest in debt & in equity, but do you really know what that means? We break down the jargon.