Ask Stash

Can I transfer investments from my personal portfolio to my retirement portfolio?

Since contributions to retirement accounts (IRAs) must be made with cash, it’s not possible to directly move investments from your personal portfolio to your retirement portfolio. With that said, it is possible to do so indirectly. Here’s how you’ll go about it.

First, you’ll need to sell your investments in your personal portfolio that you’d like to transfer before doing anything else. For help with that, check out this page. After the mandatory 2-day waiting period, the settled sale will be available to use in your portfolio cash. You can then transfer that money to your retirement portfolio. Remember, retirement accounts are subject to contribution limits. Consult a tax advisor if you have any questions. 

If you still have any questions about this process, please reach out to Support here. We’re happy to help!

 


DISCLOSURES

Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

 

Didn’t find your question?

Tell us what you’re looking for, and we’ll search for resources that could help.

Ask your question