Stash Retire offers two types of retirement accounts: a Roth IRA or a Traditional IRA.

With either account, you can get valuable tax benefits.

When you sign up for Stash Retire, we’ll help you pick the account that’s right for you, then help you maximize your tax savings.

By adding a little money to your Stash Retire account consistently over time, you could be setting yourself up for a healthy nest egg.

What’s the difference between a Traditional IRA and a Roth IRA?

Each account type has unique tax-advantaged benefits. You should consult with a tax professional (like an accountant) to help you decide which account is right for you and your specific tax needs.

Each account type has unique tax-advantaged benefits. You should consult with a tax professional (like an accountant) to help you decide which account is right for you and your specific tax needs.

The Roth IRA

With a Stash Retire Roth IRA, you are contributing post-tax money. This means you’ve already paid taxes on the money you’re contributing.

The benefit here is that Roth IRAs grow tax-free and you won’t pay taxes on your money when you take it out at retirement.

The Traditional IRA

With a Stash Retire Traditional IRA, you are contributing pre-tax dollars. This means you have not yet paid taxes on the money you’re contributing.

This can make you eligible for tax deductions now, however, you will be taxed on the money when you take it out of your account during retirement.