What’s the difference between risk level and risk tolerance?
Risk tolerance is how much risk you feel you can take.
People who are prepared to risk bigger losses for the potential of bigger rewards can tolerate a high level of risk.
People who want to play it safe and are willing to have potentially smaller returns to guard against loss can tolerate less risk.
On Stash, an investor’s risk level is based on a number of factors.
All clients are categorized as Conservative, Moderate, or Aggressive.
Determining each investor’s risk tolerance helps determine their risk level. We also take into account their financial situation, age, and a variety of other factors.
Related questions View all Tips & Guidance
Q. What are the fees for this account?
Nothing in addition to your monthly subscription fee! If you’re a Stash Growth or Stash+ customer, you automatically have access to Smart Portfolio and there are no additional fees for having one. DISCLOSURES A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage.…
Q. How is this Smart Portfolio recommended for me?
The Smart Portfolio mix is selected to be best-suited to your risk profile. Staying invested is really important, and we know that you are more likely to stay the course if your portfolio offers you a comfortable balance of growth and volatility (or the most comfortable balance of reward versus risk over the long term).…
Q. Am I allowed to withdraw and deposit funds?
Absolutely! We encourage you to deposit funds on a regular basis, so that you can build a strong portfolio. In fact, that philosophy is a pillar of The Stash Way®. You can also withdraw whenever you want.…
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