Why do standard transfers take longer than instant transfers?
Standard transfers are processed by ACH (Automated Clearing House). These transfers are available at no additional fee¹, but may take 1–3 days to reach your external bank. Instant transfers are processed through a different network that allows for faster money movement, typically within 10 minutes²
¹Returned ACH (insufficient funds) is $.50 each and ACH notice of Correction Fee is $5 per notice.
²A 1% fee will be deducted from the transfer amount. Transfers may take up to 10 minutes. Limits may apply.
Bank Account Services provided by and Stash Visa Debit Card (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
The Instant Transfer feature is offered by Stash Financial, Inc. and is not sponsored or endorsed by Green Dot Bank.
This feature is only available via the Web application, and may only be available to a group of users.
Related questions View all Invest
Q. I Didn’t Transition my Stash Banking Account, Now What?
All banking accounts with our previous banking partner have now been closed. If you haven’t already opened your new banking account, you may be wondering what happens next. Read on for your next steps. Read more about this change here *Note that these changes do not affect your investment accounts.…
Q. Freeriding: Definition, Examples and Penalties
What’s freeriding? Freeriding happens when someone buys a security with unsettled funds in the account and subsequently sells the security before fully paying for it. Please note that securities freeriding is a violation of the Federal Reserve Board’s Regulation T. Freeriding example 1: Alan has $0 cash available to trade.On Tuesday morning,…
Q. Stash Banking: Account Setup Checklist
We’ve changed banking partners to Stride Bank, N.A.—an exciting step that comes with enhanced benefits for you. Not sure if your new banking experience is fully set up? We’ve got you. Use this checklist to ensure you’ve unlocked all your new benefits.…
Didn’t find your question?
Tell us what you’re looking for, and we’ll search for resources that could help.Ask your question
Fiduciary 101: Why it’s Our Job to be Your Advocate
It’s a big word that means a lot when it comes to handling your money. It defines a relationship built on trust and duty.
Debt and Equity: What Every Smart Investor Needs to Know
You can invest in debt & in equity, but do you really know what that means? We break down the jargon.