Ask Stash

Get Stash

Why do standard transfers take longer than instant transfers?

Standard transfers are processed by ACH (Automated Clearing House). These transfers are available at no additional fee¹, but may take 1–3 days to reach your external bank. Instant transfers are processed through a different network that allows for faster money movement, typically within 10 minutes²

 

DISCLOSURES

¹Returned ACH (insufficient funds) is $.50 each and ACH notice of Correction Fee is $5 per notice.

²A 1% fee will be deducted from the transfer amount. Transfers may take up to 10 minutes. Limits may apply. 

Bank Account Services provided by and Stash Visa Debit Card (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

The Instant Transfer feature is offered by Stash Financial, Inc. and is not sponsored or endorsed by Green Dot Bank.

This feature is only available via the Web application, and may only be available to a group of users.

Related questions View all Bank Account

Didn’t find your question?

Tell us what you’re looking for, and we’ll search for resources that could help.

Ask your question

Learn more

Stash

Intro to Stash: Everything You Need To Know To Start Investing

The Stash Way is a few simple principles at the core of investing with Stash.

Stash

Fiduciary 101: Why it’s Our Job to be Your Advocate

It’s a big word that means a lot when it comes to handling your money. It defines a relationship built on trust and duty.

Teach Me

Debt and Equity: What Every Smart Investor Needs to Know

You can invest in debt & in equity, but do you really know what that means? We break down the jargon.