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Q. What are instant transfers?
Moving money within Stash generally is effective immediately but could take up to a few minutes. You can also move money to an external bank from your Stash banking account instantly for a 1% fee. It can take up to 10 minutes for your money to appear in your external account.¹ Standard transfers can take 1–3 business days.…
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Q. Why was my instant transfer amount less than I expected?
When you initiate an instant transfer to an external bank, Stash deducts a 1% fee from the amount you enter. So for example, if you enter $100, $99 will be transferred to your bank account and $1 will be charged as a fee.¹ Keep in mind,…
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Q. Why do standard transfers take longer than instant transfers?
Standard transfers are processed by ACH (Automated Clearing House). These transfers are available at no additional fee¹, but may take 1–3 days to reach your external bank. Instant transfers are processed through a different network that allows for faster money movement,…
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Q. How much do instant transfers to an external bank cost?
Instant transfers to an external bank cost 1% of the total amount transferred. The 1% will be deducted from the amount you enter. For example, if you enter $100, $99 will be transferred to your external bank and $1 will be charged as a fee by Stash.¹ Keep in mind,…
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Q. Why don’t I see instant transfers as an available option?
You may not see instant transfers as an option if you haven’t linked an eligible external bank.¹ See how to link your debit card here Instant transfers are only supported by certain issuers. American Express and Discover are not supported. …
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