• Q. What am I investing in on Stash?

  With Stash, the thousands of investment choices fall into just two buckets. One bucket is stocks, which are little pieces of ownership in a single company. The other is Exchange Traded Funds (ETF), which are baskets of investments traded on stock exchanges.…

• Q. How do I get started with Stash Invest?

  We’re making it easy to invest in what matters to you based on your interests, beliefs and goals.  All you need to get started is 2 minutes and $1. Here’s how to set up your Stash account Create an account in the iOS app,…

• Q. How do I link or change the bank account I have linked to Stash?

  Navigate to User Profile in the app by tapping your initials (iOS) or the hamburger menu (Android) in the top left hand side Under Settings, click on Manage External Bank Account  Select Link my bank account or Connect a different account Choose which way you’d like to link an external bank account to Stash: using your external bank’s ID and passcode (Instant Verification),…

• Q. Why should I invest?

  Investing can be a great way to make your money work for you. Keeping money in a regular bank account (and out of the market) means it’s just sitting there, probably not gaining much value. When you invest money, it can grow and gain value.…

• Q. What happens to my account if Stash goes out of business?

  We have every intention of sticking around for the long term. However, if anything happens to Stash that required us to close up shop, you would maintain control of your account. No matter what, your investments are always yours. All Stash accounts are held by our trusted partner and custodian Apex Clearing,…

• Q. What makes Stash different?

  We stand out from the crowd in a few ways. Here’s how: Stash tailors investments to your interests and beliefs With us, you choose investments from a curated set of options that have been picked by our team and suggested to you based on the answers to questions we ask when you sign up.…

• Q. What do I need to start using Stash?

  You only need a few things to get started with Stash:  A dollar ($1) A bank account with a U.S. bank A Social Security number U.S. citizenship, a Green Card, or certain visas To be 18 or over You’ll also need to answer a few questions about yourself,…

• Q. Why does Stash need my social security number?

  Stash takes safeguarding your personal information very seriously—we use it only for identification purposes, and we never perform credit checks.  As a financial service institution, we’re required by law to obtain, verify, and record identification information. In addition, your social security number is needed to prepare an annual tax reporting form for you.…

• Q. Why can’t I find my external bank? How do I connect or link if my bank isn’t listed?

  If you cannot find your bank when you search for it by name, you’ll have to manually link your external bank account micro-deposits. Return to the bank search screen in the app and select Link with routing and account numbers. For more information on micro-deposits and how to link your account this way,…

• Q. How is investing different from putting money in a savings account?

  Saving and investing are similar—both deal with money that isn’t allocated for everyday expenses, and both are critical to your future financial success. A savings account is offered by a bank and earns an interest rate set by that institution. In contrast,…

• Q. Is There A Minimum Amount Required To Open A Stash Account?

  Stash doesn’t have typical financial institution fees like a minimum balance. Instead, Stash is organized by subscription(1): $1.00/Month Stash Beginner Banking Account(2) Brokerage Account (Personal Investment Account) $3.00/MonthStash Growth IRA Account (Retirement Account) Banking Account(2) Brokerage Account (Personal Investment Account) $9.00/Month Stash+ UTMA/UGMA Account(s) (Custodial Account(s)) IRA Account (Retirement Account) Banking Account(2) Brokerage Account (Personal Investment Account) All subscription tiers come with access to a debit card (Stock-Back® Card) and Stock-Back® rewards(3). …

• Q. Can I Use Stash For Day Trading?

  Stash is not a day trading platform—we believe investing is a habit, not a hobby. The majority of Americans aren’t going to trade their way out of debt. Stash was built to help anyone build a diversified portfolio over time and invest for the long haul.…

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• Q. How do I link my external bank account with micro-deposits?

  To link your external bank account in the app: Navigate to the User Profile menu on the top left corner Select Manager External bank account under Settings Search for your bank by name If you can’t find it, select Link with routing and account numbers This allows you to manually link your bank to Stash using a micro-deposit verification method.…

• Q. How old do I have to be to open an account?

  To open a Stash account you must be at least 18 years old. This one’s not up to us, it’s just the law.  If you’re an adult looking to open an account on behalf of a kid, that’s another kettle of fish—see here for information on custodial accounts.…

• Q. If I’m not a US Citizen, can I use Stash?

  Stash is open to US Citizens and legal residents of the United States with an accompanying green card or certain valid visas. We accept the following valid visa types: E1, E2, E3, F1, H1B, L1, O1, or TN1. We cannot accommodate people with visas not mentioned in the above list.…

• Q. How do I transfer or withdraw my money?

  To transfer money out of Stash via the app: Open the app Tap the Transfer button on the bottom of the screen Select the accounts you wish to move money from and to Enter the amount you wish to transfer Tap Continue to move forward Tap Transfer to confirm the transaction …

• Q. What are micro-deposits?

  Micro-deposits are a way of verifying your bank account using your account and routing number. You will manually add your account and routing numbers to Stash. Stash will send two small deposits (less than $0.50) to your bank account. We’ll remove the same small amount at the same time,…

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• Q. How do I start using Stash?

  Check out these articles for tips on how to start using Stash: How does Stash Invest work? What makes Stash different? What do I need to start using Stash?…

• Q. What investments can I buy on Stash?

  Stash offers Exchange-Traded Funds (ETFs) and a select group of single stocks as investment opportunities. By investing in a combination of stocks and bonds, you can build a diversified portfolio that will serve you over the long term. Learn more about diversifying your portfolio with Stash.…

• Q. Where can I find all of the Stash disclosures and important documents?

  All Stash customer agreements are in the Disclosure Library. You can access them at any time.…

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