• Q. What are the trading fees?

  Unlike other investing apps, Stash doesn’t charge any add-on trading commissions¹ or electronic statement fees. ¹Clients may incur ancillary fees charged by Stash and/or it’s custodian that are not included in the monthly Wrap-Fee.…

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• Q. What tax documents should I receive?

  Stash will email you when your tax forms become available. You can access historical documents year round  Tax Documents section of Account Management. Stash will make your relevant tax documents available online in mid February. The forms you’ll be receiving represent your account activity from the previous calendar year or any activity completed to qualify for that year’s contributions.…

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• Q. What are the Stash monthly fees?

  We’ve got three separate plans, each with their own fee. We collect this subscription fee once a month, around the date when you first opened your account. You’ll always be charged the same fee. Want to learn more about our subscription plan fees?…

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• Q. What are the Apex Clearing custodian maintenance and bank transfer fees?

  You may at some point see a fee that is different from your standard monthly account fee (AKA the Wrap fee). These fees are charged based on action(s) taken by a client that is beyond Stash’s control and area of service.…

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• Q. Do I have to pay taxes on any money I make through my Stash account?

  Taxes on Investments The investments you make with Stash are taxed the same way as any other investment. This means you will need to pay taxes on money you make through capital gains, dividends, and income interest. To put it another way: if one of the funds in your portfolio increases in value,…

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• Q. Can I downgrade or change my plan?

  Yes, you have the flexibility to change your plan at any time. To change your plan in App: Navigate to Settings from the home screen Select Subscription Select Manage (next to your current subscription) Select the plan you would like to switch to To change your plan on Web: Select your name in top right corner Select Subscription Select Manage (next to your current subscription) Select the plan you would like to switch to…

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• Q. Where are my tax documents?

  Stash will email you when your tax forms become available. You can access your documents in the Tax Documents section of your Stash profile. To find them in the app: Go to Home Screen Go to Settings  Select Statements and Documents  Select Tax documents  To find them on the web: Click your name in the top right-hand corner of the screen Select Tax documents from the left-hand menu.…

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• Q. I closed my account, how can I get tax information?

  We’ll still notify you by email if you receive a tax document, even after your account is closed. It’ll contain a link to access your documents on our website. Log in with your same email address and password, and you’ll be able to download your tax documents.…

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• Q. Will I be given tax documentation?

  Stash will email you when your tax forms become available. You can access your documents in the Tax Documents section of your Stash profile. *Before we begin, please address specific questions on taxes to a tax professional. Nothing written in this article should be construed as investment,…

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• Q. Are investors taxed on dividends?

  Yes. Dividends are taxed as income. Which makes sense because they are money that you are making off of the money you have invested. If you have any questions regarding taxes within your Stash account, please reach out to a tax advisor or accountant.…

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• Q. Why will I receive a Corrected Consolidated Form 1099?

  Stash users who owned certain investments that are subject to reclassification for the appropriate tax year may receive a Corrected Consolidated Form 1099 on or around March 15. Examples might include either individual stocks or funds, such as All That Glitters (GLTR) and/or Real Estate Tycoon (VNQ).…

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• Q. What is a Corrected Consolidated 1099?

  This is a tax form that consolidates all appropriate 1099 forms for your Stash Invest account into one single form. The Corrected Consolidated 1099 form replaces any other 1099s made available to you previously. This form is relevant for all Stash investors who invested in All that Glitters or Real Estate Tycoon,…

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• Q. How are custodial accounts taxed?

  Tax rules for custodial accounts can be complex. Whether there will be taxes owed on a Custodial Account depends on your unique tax situation. You should consult a tax professional (like an accountant) for answers to specific questions about your specific tax needs.…

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• Q. Do I have to pay taxes on my Stash Invest investments?

  Stash Invest accounts are taxable brokerage accounts. You are required by the IRS to report income earned from capital gains and other applicable distributions. Each year, Stash will send you a tax statement so that you can file your taxes appropriately.…

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• Q. I was charged an overdraft fee because of my Stash account. What should I do?

  We hate this fee as much as you do. We wish that banks wouldn’t charge it! The best way to avoid an overdraft fee is to make sure there’s enough money in your external linked bank account before initiating a transfer.…

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• Q. Why am I getting charged a fee each month?

  Your Stash subscription fee¹ is applied every month—unlike other companies with hidden charges, Stash works on a straightforward subscription model.  It includes your personal investment account, your bank account, your Stock-Back® Card² (your debit card), financial education and much more.   If you have any further questions,…

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• Q. Where do I find tax documents?

  To keep your information safe, our policy is not to email tax forms. Stash provides all tax forms securely online. You can access them through the Stash app by clicking here. Or on the web by clicking here. And it is super easy.…

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• Q. Do I have to pay taxes on my Stash Retire investments?

  For Roth IRAs Generally, you will not pay taxes on money you withdraw from your Roth IRA after the age of 59 ½. If you choose to withdraw money from your Stash Retire Roth IRA before you are 59 ½,  you may be subject to penalties and/or taxes.…

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• Q. Will I have stash tax documents if I lost money on Stash?

  Essentially, if you sold an investment, you should have a tax form, even if you sold an investment at a loss. By February 16, 2021, you can check in the Stash app to see if your Form 1099-DIV and/or Form 1099-B are there.…

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• Q. Do I have to pay taxes on my Stash Custodial Account investments?

  Tax rules for custodial accounts can be complex. Whether there will be taxes owed on a Custodial Account depends on your unique tax situation. You should consult a tax professional (like an accountant) for answers to specific questions about your specific tax needs.…

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