Stash Learn

Receiving Your Tax Refund

To receive your tax refund into your Stash account, you can set up a direct deposit into your Stash banking account. To set up direct deposit: 

  1. Enter your Stash banking account and routing numbers on your tax form. 
  2. Choose Checking on your tax form.
  3. Be sure the name on your tax return matches the name on your Stash account exactly.

Did you already file your return and now you’re waiting for your refund? Click here to check the status of your tax return on the IRS website. Stash does not control the timeframe for receiving tax refunds, so if you’re having an issue with your refund, you’ll need to work directly with the IRS. 


Need to know your Stash banking account or routing numbers? Follow these steps to view them: 

On the app:

  1. Login to the Stash app.
  2. Tap Bank at the bottom of the home screen.
  3. Tap the gear icon in the upper-right corner of the screen. 
  4. Tap Account and Routing Numbers under Move Money—your banking account and routing numbers will be visible.

On the web:

  1. Login to the Stash website. 
  2. Click Bank at the top of the home screen.
  3. Click Direct Deposit
  4. Click View next to Copy your account information
  5. Click Show to display your account number. 


Can I Receive Tax Refunds for Other People in My Stash Banking Account?

No, the tax deposit must be in the name of the account holder. In accordance with IRS guidelines, you may direct your refund to your account but cannot direct your refund to someone else’s account, or have someone else’s refund deposited into your account.

If we receive a tax refund intended for someone other than the account holder, the refund will be rejected, your account may be blocked, and the money may be returned to the IRS. For more info on tax refunds, visit


What if I Get My Refund Via Paper Check?

You can still choose to get your refund as a paper check, but it might take longer for you to receive your refund than if you chose direct deposit. 

If you choose to get your refund as a paper check, follow these steps to deposit your refund check into your Stash banking account:

  1. Login to the Stash app.
  2. Tap Bank at the bottom of the screen.
  3. Tap the gear icon to open Bank settings.
  4. Tap Move Money.
  5. Tap Deposit a Check (in the Move Money In section). 
  6. Follow the prompts to deposit your check.



This should not be construed as tax advice. Please consult a tax professional for additional questions.


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