Top questions

• Q. Can I withdraw or transfer money from my Stash account whenever I want?

  Generally speaking, you’re free to transfer or withdraw money out of Stash whenever you want.  There are a few caveats, though: If you have investments, first you have to sell those and wait for the SEC-mandated holding period to be over.…

• Q. What am I investing in on Stash?

  With Stash, the thousands of investment choices fall into  buckets. The first bucket is stocks, which are little pieces of ownership in a single company. The second is Exchange Traded Funds (ETFs), which are baskets of investments traded on stock exchanges.…

• Q. What is Stash Retire?

  Stash Retire is a simplified way to invest for the long run. We’re here to help take the confusion and jargon out of planning for retirement. How does it work? Stash Retire offers two types of retirement accounts: a Roth IRA or a Traditional IRA.…

• Q. How do I get started with Stash Invest?

  We’re making it easy to invest in what matters to you based on your interests, beliefs and goals.  All you need to get started is 2 minutes and $1. Here’s how to set up your Stash account Create an account in the iOS app,…

• Q. How do I link or change the bank account I have linked to Stash?

  Navigate to User Profile in the app by tapping your initials (iOS) or the hamburger menu (Android) in the top left hand side Under Settings, click on Manage External Bank Account  Select Link my bank account or Connect a different account Choose which way you’d like to link an external bank account to Stash: using your external bank’s ID and passcode (Instant Verification),…

• Q. Why should I invest?

  Investing can be a great way to make your money work for you. Keeping money in a regular bank account (and out of the market) means it’s just sitting there, probably not gaining much value. When you invest money, it can grow and gain value.…

• Q. What are the trading fees?

  Unlike other investing apps, Stash doesn’t charge any add-on trading commissions¹ or electronic statement fees. ¹Clients may incur ancillary fees charged by Stash and/or it’s custodian that are not included in the monthly Wrap-Fee.…

• Q. I just sold my investments and I want to withdraw the money from that sale. Why can’t I withdraw the amount?

  If you’ve recently initiated a sale of your investment, you’ll need to wait for a period of 2 business days before the money becomes available for your use. The SEC requires this hold on all sales of investments. On the 3rd business day,…

• Q. What happens to my account if Stash goes out of business?

  We have every intention of sticking around for the long term. However, if anything happens to Stash that required us to close up shop, you would maintain control of your account. No matter what, your investments are always yours. All Stash accounts are held by our trusted partner and custodian Apex Clearing,…

• Q. What is an ETF?

  ETF stands for Exchange-Traded fund. Exchange-Traded means you can buy and sell ETFs on public stock exchanges like the Nasdaq or the New York Stock Exchange. In this context, a fund is a bundle of assets (usually stocks, bonds and/or cash).…

• Q. What makes Stash different?

  We stand out from the crowd in a few ways. Here’s how: Stash tailors investments to your interests and beliefs With us, you choose investments from a curated set of options that have been picked by our team and suggested to you based on the answers to questions we ask when you sign up.…

• Q. How do I sell an investment?

  Selling investments is easy and painless. Plus you can do it right from the app! When selling, you have the option to sell a specific dollar amount or the entire investment. Please note that there’s a mandatory 2-business-day holding period after the sale before your funds will be available to use.…

• Q. What tax documents should I receive?

  Stash will email you when your tax forms become available. You can access historical documents year round  Tax Documents section of Account Management. Stash will make your relevant tax documents available online in mid February. The forms you’ll be receiving represent your account activity from the previous calendar year or any activity completed to qualify for that year’s contributions.…

• Q. How long does it take to transfer funds to my Stash invest account?

  When you transfer money from your external bank account to your Invest account, you’ll be able to invest almost instantly. With that said, it’ll take up to 5 business days for the funds to actually transfer out of your external bank account.…

• Q. Can I rollover money from an old IRA into Stash Retire?

  We’re not able to rollover other IRAs into Stash Retire at this time, but we’re planning on offering this in the future. Stay tuned for updates on this.…

• Q. What is a dividend?

  A dividend is a payment to a shareholder when a company shares its profits. When a business makes a profit, they can choose to pay dividends to shareholders. If you own shares, you get a certain amount of the profit. These payments to shareholders that come out of the profits are dividends.…

• Q. What is a custodial account?

  A custodial account allows a parent, guardian, or other family members/friends to open an investing account for a minor*. The adult (or Custodian) who opens the account can manage the money and investments until the minor reaches the “age of majority.” That age is usually 18 or 21,…

• Q. Can I purchase individual stocks on Stash?

  Absolutely you can! We support trading of individual stocks and ETFs. You’ll find these your Invest tab, which is accessible via the navigation bar on the Home page. What’s the difference between a single stock and an ETF? Purchasing single stocks means you’re investing in shares of an individual company.…

• Q. What Are Stash’s Trading Windows?

  Stash uses four trading windows because our platform is not intended to be used for day trading, but rather for long-term investing. By investing small amounts in a diversified portfolio over a long period of time, you can minimize your risk and save for your future.…

• Q. How Do I Close My Stash Subscription?

  Just like everything else at Stash, we’ve made the process of closing your subscription as easy and painless as possible. Here’s how to do it:  Steps to close your Stash Growth subscription Steps to close your Stash+ subscription A few things to keep in mind: Custodial accounts: If you are looking to close just a portion of your subscription (i.e.…

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