How often does this portfolio rebalance? What is rebalancing?
Smart Portfolios contain various funds that have been pre-selected by the financial team at Stash. When you fund your Smart Portfolio, your specific allocations to investments that make up your Smart Mix will aim to suit your risk profile. Over time, as the individual investments go up and down in value, your portfolio may become a lot more (or less) risky than originally intended. This is where rebalancing comes in—the process of buying and selling investments to make sure your portfolio stays aligned with the original Smart mix.
At minimum, portfolios are rebalanced once a year1. In addition, Stash reviews your portfolio quarterly to see if it needs to be rebalanced.
1Unless Stash reasonably determines in good faith that such annual rebalancing would not be in your best interest, at which point Stash will notify you that such annual rebalancing will not be performed in your Smart Portfolio.
A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage.
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