What are the ancillary account fees?
Below is a list of ancillary fees (AKA other potential fees) you may incur that are not included in the monthly advisory fee or Wrap Fee. These fees would be incurred based on a client’s request or other action which is why they are excluded from fees and services covered by the Wrap Fee. Should you incur any of these ancillary fees, you will be responsible for paying them in accordance with the terms and conditions of your account opening agreements.*
This list of fees is the current list of ancillary fees. We reserve the right to change these fees in the future. Our affiliated broker-dealer, Stash Capital, may share (with Apex, the Custodian) in a portion of the fees listed below that are paid by any client. In the case Stash Capital and Apex share a fee amount, we believe they have determined a reasonable division based on the respective time and resources of each party needed to address and respond to the Client request or action giving rise to the fee.
Bank Transfer (ACH) Incoming—$0
Bank Transfer (ACH) Outgoing—$0
Returned ACH (insufficient funds)—$0.50 each
ACH Notice of Correction (NOC) Fee—$5 per notice
Paper Checks—$4 per check**
Electronic Statement & Electronic Trade Confirms—$0
Paper Confirms***—$2 per confirm
Paper Account and Tax Statements*** – $5 per statement
Paper Prospectuses*** – $3 per prospectus
Escheatment processing – $10 per account
ACAT (Automated Customer Account Transfer):
ACAT Outgoing—$75 per account
On certain types of Stash accounts, in addition to the ancillary fees described above, we also may share in:
- Interest earned on uninvested cash in an account held through the sweep programs offered through Apex, the Custodian.
- Revenue earned in connection with Apex’s fully paid for securities lending program.
* Stash and/or its affiliates may, from time to time, decide to refund or waive certain of these ancillary fees. However, any refund or waiver does not change any client’s responsibilities and obligations under the Stash Terms and Conditions to pay similar fees in the future.
**You can avoid a paper check fee by linking your bank account to your Stash account and subsequently requesting a withdrawal (which will be processed via ACH bank transfer).
***Statements, confirms and prospectuses are delivered electronically by default. You can request paper confirms, statements and prospectuses if you choose. Paper confirm, statement and prospectus fees will occur if there is a typo in your email address that causes these documents to bounce back as undeliverable. Please update your email address in the app or contact our support team if you are incurring paper confirm, statement and prospectus fees.
Related questions View all
Q. When will my trades get executed in my Smart portfolio?
Once your money has completed the transfer and arrived in your account, we’ll execute your trades. Typically, this takes 1-2 business days. Please note that a business day is Monday through Friday, excluding weekends and US market holidays. DISCLOSURES This type of account is a Discretionary Managed Account.…1
Q. Once I deposit money into my Smart portfolios, do I need to do anything?
Nope! We’ll handle the rest—this is smart investing, after all. You might want to consider investing (depositing money) regularly, though. That way your investments can grow through the magic of compound interest. DISCLOSURES This type of account is a Discretionary Managed Account.…0
Q. How much can I withdraw from my smart portfolio?
You can request a withdrawal from your smart portfolio for up to the total value of your Smart portfolio — minus any pending withdrawals. For example, if your Smart portfolio is worth $1,000, you can request a withdrawal for the full balance of $1,000 or any number up to $900.…1
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