Click the links below to jump ahead to that section in this article. 

 

Introduction to Selling Crypto on Stash

How to Sell Crypto on the Stash App

How to Sell Crypto on Stash.com

Crypto and Fees

 

Introduction to Selling Crypto on Stash

 

Stash allows trading of cryptocurrencies 24/7/365 (with the exception of the daily maintenance window—more about that here). Unlike our stock and ETF trading windows of four times a day, you can trade crypto at any time*. 

When selling your cryptocurrency holdings on Stash, the proceeds of your sale will be deposited in your Cash to Invest in your Personal Invest Portfolio1 (your brokerage account). You can then use those funds to purchase stocks or ETF investments in your Personal Invest Portfolio; or, you can transfer your Cash to Invest to your Stash Banking account to earn stock back from using your Stash Stock Back card, or to your external bank account. 

Every day between 5:30-6:05 p.m. ET, crypto purchases and sales will be unavailable due to maintenance. During this time you will not be able to trade cryptocurrencies. After the maintenance window has passed, try your trade again. We offer crypto trading 24/7 so you can complete your transaction at any time outside of the maintenance window. 

 

*Stash or Bakkt may halt or limit trading in Crypto in order to perform regularly scheduled maintenance, or otherwise in Stash’s or Bakkt’s sole discretion.

 

How to Sell Crypto on the Stash App

 

Follow these steps to sell cryptocurrencies on the Stash app: 

 

1. Login to the Stash app. 
2. Tap Invest at the bottom of the screen.
3. Tap Personal portfolio.
4. Scroll down to your holdings and tap on the coin you want to sell.
5. Tap Sell.
6. Tap Continue. 
7. Enter the dollar amount you want to sell and tap Continue.
8. Review the transaction details and tap Sell. Your funds will be available in your Cash to Invest in your brokerage account immediately. 

 

Notes:

• You will not be able to use that Cash to Invest to buy additional coins, as purchases can only be made from your Stash banking account or an external bank account. You can use that Cash to Invest to buy other securities in your Personal Invest Portfolio. You can also transfer that Cash to Invest to your Stash banking account or to your external bank account. Please note, if you wish to purchase another crypto coin and want to use crypto sale proceeds to purchase a coin, appropriate seasoning rules may apply. 
• Crypto purchases and sales have a minimum limit of $1.25 (or your entire portfolio if you have less than $1.25). There is an additional trading fee related to purchasing and selling crypto that is not part of our Stash subscription fee.  For more information on fees, go to this section. 

 

How to Sell Crypto on the Stash Website

 

Follow these steps to sell cryptocurrencies on the Stash website: 

1. Login to the Stash website.
2. Click Invest at the top of the screen. 
3. Click the Personal Portfolio tile. 
4. Locate your coin in the Top Holdings section and click on it. 

Note: If you don’t see your coins in the list, click View All Investments.

5. Click the gray Sell button.

6. Tap Continue.

7. Select Personal Portfolio as the portfolio you’d like to sell your coins from.

8. Enter the dollar amount you want to sell and tap Continue.

9. Click Sell to complete your sale. Your funds will be available in your Cash to Invest. 

 

Crypto and Fees

There is a small fee on each crypto sale to cover the transaction:  

• Growth: 1% per transaction
• Plus: 0.8% per transaction

 

The Transaction Fee will be deducted from the total dollar amount of each crypto  transaction. This transaction fee covers execution, custodial, and account maintenance costs in connection with your crypto account and is not part of our Stash Subscription fee. The Crypto Transaction Fee for any transaction to sell your entire position in a specific Crypto Asset will be rounded to the nearest penny corresponding to your applicable fee amount.

 

 DISCLOSURES

1 Your cash and securities are held in your brokerage account at Apex Clearing, and your cryptocurrencies are held in your crypto account at Bakkt.

Cryptocurrency trading and execution services are provided by Bakkt Crypto Solutions LLC (NMLS ID 1828849) through a software license agreement between Bakkt Crypto Solutions, LLC (“Bakkt”) and Stash Financial, Inc. Bakkt is not a registered broker-dealer or a member of SIPC or FINRA and is licensed to engage in virtual currency business activity by the New York State Department. Cryptocurrencies are not FDIC or SIPC insured. Advisory products and services are offered through Stash Investments LLC, an SEC registered investment adviser. Cryptocurrency is a highly volatile investment; please ensure that you fully understand the risks involved before trading crypto. Visit bakkt.com/disclosures and bakkt.com/user-agreement.

Bakkt charges customers a fee on each cryptocurrency transaction based on their subscription plan with Stash, a portion of which Stash receives as revenue.