What are my Stash investment portfolio choices?
Investing can feel overwhelming if you don’t know where to start. It’s why Stash makes things simple with its four investment portfolio options:
Investing simplified: Personal Portfolio: Stash’s Personal Portfolio is intended to combine a high degree of flexibility on your part, with fiduciary oversight on our part. You can select from a broad universe of ETFs and stocks approved by the Stash team. It’s the most flexible portfolio in Stash and also comes with every Stash subscription.
Let us invest for you: Smart Portfolio: For a ‘set-it-and-forget-it’ investing experience, choose Smart. With Smart Portfolio, you control how much money goes in and out, and Stash handles the rest. The outcome is a ready-made investment portfolio recommended to suit your individual risk profile, crafted by a team of investment experts. Available with Stash Growth and Stash+.
Invest in your future: Retire: Stash offers both Roth or Traditional IRAs, so you can grow your money for retirement. Available with Stash Growth and Stash+.
Invest in your children: Kids: To help build wealth for the next generation, you can open a kids investment account on Stash. Available with Stash+.
As each portfolio type serves a different purpose, you may invest in any or all of these. What’s important is that you have options to get to the next level of your investment goals.
A “Retirement Portfolio” is an IRA (Traditional or Roth) and is a non-discretionary managed account. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.
A “Personal Portfolio:” You can choose your own investments only in a “Personal Portfolio” which is a Non-Discretionary Managed account.
A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage.
A “Kids Portfolio” is a custodial UGMA / UTMA account. Money in a custodial account is the property of the minor. This type of account is a Non-Discretionary Managed account.
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