Stash Learn

What are my Stash investment portfolio choices?

Investing can feel overwhelming if you don’t know where to start.  It’s why Stash makes things simple with its four investment portfolio options:

Investing simplified: Personal Portfolio: Stash’s Personal Portfolio is intended to combine a high degree of flexibility on your part, with fiduciary oversight on our part. You can select from a broad universe of ETFs and stocks approved by the Stash team. It’s the most flexible portfolio in Stash and also comes with every Stash subscription.

Let us invest for you: Smart Portfolio: For a ‘set-it-and-forget-it’ investing experience, choose Smart. With Smart Portfolio, you control how much money goes in and out, and Stash handles the rest. The outcome is a ready-made investment portfolio recommended to suit your individual risk profile, crafted by a team of investment experts.  Available with Stash Growth and Stash+.

Invest in your future: Retire: Stash offers both Roth or Traditional IRAs, so you can grow your money for retirement. Available with Stash Growth and Stash+.

Invest in your  children: Kids: To help build wealth for the next generation, you can open a kids investment account on Stash. Available with Stash+.

As each portfolio type serves a different purpose, you may invest in any or all of these. What’s important is that you have options to get to the next level of your investment goals.



A “Retirement Portfolio” is an IRA (Traditional or Roth) and is a non-discretionary managed account. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

A “Personal Portfolio:” You can choose your own investments only in a “Personal Portfolio” which is a Non-Discretionary Managed account.

A “Smart Portfolio” is a Discretionary Managed account whereby Stash has full authority to manage.

A “Kids Portfolio” is a custodial UGMA / UTMA account. Money in a custodial account is the property of the minor. This type of account is a Non-Discretionary Managed account.

Didn’t find your question?

Tell us what you’re looking for, and we’ll search for resources that could help.

Ask your question