We’ll be sorry to see you go! You can cancel your Stash plan at any time in the app or online at Stash.com.

Keep reading to learn what to do before you close, and how to cancel your plan in the app or on the web.

Things to know before you close your subscription:

• Retirement Portfolios (IRA): You’ll need to close your IRA before you cancel your Stash plan. You can find the full instructions for closing your IRA here
  • Note: If you’re closing your IRA early (before age 59 ½), you may receive fines or penalties from the IRS. You may be able to avoid some fines or penalties by transferring your Portfolio to another broker, also known as an ACAT (Automated Customer Account Transfer). Learn more about ACATs here

This should not be construed as tax advice. Please consult a tax professional for additional questions. 

To start the closing process, you must complete the following steps to withdraw your funds:

1. Make sure your external bank is linked. Help me link my external bank
2. Turn off Auto-Stash for your accounts. How do I turn off Auto-Stash?
3. Sell all of the investments in your IRA and wait for them to settle (up to two business days). I need help selling my investments
4. Wait for any recent deposits to be available to withdraw (up to 6 business days). How can I make a withdrawal?

Other notes about withdrawing your funds:

• When you close your Personal brokerage, Smart Portfolio or Custodial account(s), all of your investments will be sold. Proceeds will be returned to you through your external linked account.
• We recommend transferring your Stash banking account balance to your external bank account before canceling your plan.
• If you have an external bank account linked to Stash when your account is closed, we’ll automatically send your remaining balances to that account.
• If you have money left in your investment accounts after they are closed, you can link a bank account to transfer your funds to your external bank.
• If you don’t have an external bank account linked when your Investment account(s) are closed, you can contact us to have a refund check mailed to you for the remaining balance (customer service info can be found at the bottom of this page). It can take 7-10 business days to receive the check.
• If you receive direct deposit into your Stash banking account, please update your direct deposit information with your employer.

If you get a tax document, we will notify you via email, even after your subscription is closed. This email will include a link to access your tax documents on our website. Login with your same username and password.

You might be invited to complete a survey regarding your Stash experience. Filling it out will help us gain valuable feedback we can use to improve.

Follow these steps to close your subscription:

On the app:

Note: Update your app to the latest version, otherwise you won’t be able to close in-app.

1. Click here to open the Canceling Your Plan screen.
2. Tap Cancel my plan.
3. Follow the prompts to close your account.

Once you have completed all required steps, the closing process can take up to 10 business days. You will receive a confirmation email when all the steps are complete and your account is completely closed.

On the web:

1. Click here to open the Canceling Your Plan screen.
2. Click Cancel my plan.
3. Follow the prompts to close your account.

Once you have completed all required steps, the closing process can take up to 10 business days. You will receive a confirmation email when all the steps are complete and your account is completely closed.

Still need help canceling your Stash plan? We can help! Please give us a call at 800-205-5164 from 8:00 a.m.-8:00 p.m. ET Monday-Friday, or email us at support@stash.com.