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How Do I Transfer All of the Cash From My Retirement Portfolio?

Before you can transfer from your Retirement Portfolio, make sure you’ve done the following.

  1. Link your bank to Stash so we can transfer your cash to you (Learn how →).
  2. Sell all of the investments in your Retirement Portfolio and wait up to 3 business days for the sale to settle (Learn how →).
  3. Optionally, turn off Set Schedule for your Retirement Portfolio to automatic contributions (Learn how →).
  4. After the sale has settled, wait up to 6 business days for your cash to be available to transfer. 

 

You cannot initiate a transfer from your Retirement Portfolio until any recent sales have settled (up to 3 business days) and any pending contributions have settled (up to 6 business days). 

 

Once you’ve completed the above, please follow these steps.

  1. Log in to Stash on a web browser.
  2. Follow this link to start a transfer (https://app.stash.com/withdrawals/new).
  3. Fill out the form (follow the on-screen instructions).
  4. Wait 2 to 4 business days for your cash to be transferred to your linked bank.

Note: If you cannot complete the form in a browser, you can download the appropriate form below and follow the below instructions instead.

 

Roth IRA

View the Roth IRA Instructions | Download Roth IRA Form

Traditional IRA

View the Traditional IRA Instructions | Download Traditional IRA Form

 


DISCLOSURES

Roth IRA: Withdrawals of the money (Contributions) you put in are penalty and tax free. Prior to age 59 1/2 , withdrawals of interest and earnings are subject to income tax and 10% penalty. All earnings are tax free at age 59 ½ or older, assuming your first contribution was more than 5 years prior. Income Eligibility applies.  

Traditional IRA: Withdrawing prior to age 59 ½, generally means you’re subject to income tax and a 10% penalty. Withdrawals after age 59 ½ are only subject to income tax but no penalty.

Please review the IRS website for additional information. This is not tax advice. Please consult with a tax professional for additional questions. Closing your Retirement Portfolio will not close your Stash subscription.

 

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